Asian Journal of Advances in Research

Universally MSMEs have been acknowledged as a growth engine of the economy for any country. In India nowadays MSMEs have become an issue of incredible intrigue. There are numerous financial institutions that grant various types of services and facilities to MSMEs for their start-up, reconstruction and growth. MSMEs comprise a significant part of India's economic development and advancement. Despite this reality, MSMEs are also confronting serious issues concerning absence of adequate and convenient supply of the funds, absence of working capital, education, training awareness, and absence of appropriate innovation. The current paper attempts to contribute new information to the current writing of MSMEs, Financial Management, Banks, and Working Capital. The study will be valuable for Entrepreneurs, communities, and different undertakings. The study is based on the secondary data gathered from various literature reviews on the MSMEs. The literature revealed that the serious issues of MSMEs are how to raise funds from banks and other financial institutions especially timely availability of funds. Every one of these issues may vary from area to area and Business to Business. This paper examines various types of issues faced by these units in raising  funds.